---
title: How to Set Purchases on Credit in Bizplan (Accounts Payable)?
description: Where do I set up credit purchases in my Bizplan projections? What steps do I take to configure purchases on credit in Bizplan? How can I enable or update purchases on credit in Bizplan?
---

[Skip to content](https://help.startups.com/knowledge/how-to-set-purchases-on-credit#main-content)

English

Show submenu for translations

[Contact us](https://help.startups.com/knowledge/kb-tickets/new?hsLang=en) [Customer portal](https://support.startups.com/tickets?hsLang=en)

![startupscom-logo-420-1.png\]](https://help.startups.com/hs-fs/hubfs/startupscom-logo-420-1.png?height=40&name=startupscom-logo-420-1.png)

- [Blog](https://help.startups.com/blog)

Open main navigation

Close main navigation

- [Blog](https://help.startups.com/blog)
- English
  
  Show submenu for translations
- [Contact us](https://help.startups.com/knowledge/kb-tickets/new)
- [Customer portal](https://support.startups.com/tickets)
- [Go to Startups.com](https://www.startups.com/)

[Go to Startups.com](https://www.startups.com/)

 Hello. How can we help you?

- There are no suggestions because the search field is empty.

1. [Help Center](https://help.startups.com/knowledge?hsLang=en)
2. [Bizplan](https://help.startups.com/knowledge/bizplan?hsLang=en)
3. [Getting Started](https://help.startups.com/knowledge/bizplan?hsLang=en#getting-started)

# How to Set Purchases on Credit in Bizplan (Accounts Payable)?

## Where do I set up credit purchases in my Bizplan projections? What steps do I take to configure purchases on credit in Bizplan? How can I enable or update purchases on credit in Bizplan?

The **Purchases on Credit** setting in Bizplan allows you to define what percentage of your business expenses are paid on credit terms rather than immediately. This impacts your cash flow projections by simulating delayed outgoing payments.

---

### **Steps to Set or Edit Purchases on Credit**

1. [**Log in**](https://help.startups.com/knowledge/how-do-i-log-in-to-bizplan?hsLang=en) to your Bizplan account.
2. From the left-hand menu, click on **Finance**.
3. Click the **Settings** tab (gear icon) in the top-right corner.
4. Scroll down to the **Accounts Payable** section.
5. In the **Purchases on Credit** field, enter the percentage of your purchases made on credit.
6. Click Save and wait for the page to refresh.

---

### **Important Notes**

- A higher percentage indicates a greater reliance on vendor credit, which can preserve cash flow in the short term.
- If your business pays for everything upfront, you can enter **0%**.
- This setting influences the timing of your cash outflows in your financial model and reports.

- [Startups.com Customer Support](https://help.startups.com/knowledge/startups-com-customer-support?hsLang=en#main-content)

    - [Account Subscription](https://help.startups.com/knowledge/startups-com-customer-support?hsLang=en#account-subscription)
    - [Membership Features](https://help.startups.com/knowledge/startups-com-customer-support?hsLang=en#membership-features)
    - [Investor Matching](https://help.startups.com/knowledge/startups-com-customer-support?hsLang=en#investor-matching)
    - [Perks and Benefits](https://help.startups.com/knowledge/startups-com-customer-support?hsLang=en#perks-and-benefits)
- [Startups.com Site Content Help](https://help.startups.com/knowledge/startups-com-site-content-help?hsLang=en#main-content)

    - [General](https://help.startups.com/knowledge/startups-com-site-content-help?hsLang=en#general)
- [Fundable](https://help.startups.com/knowledge/fundable?hsLang=en#main-content)

    - [General](https://help.startups.com/knowledge/fundable?hsLang=en#general)
    - [Getting Started on Fundable](https://help.startups.com/knowledge/fundable?hsLang=en#getting-started-on-fundable)
    - [Equity Campaigns](https://help.startups.com/knowledge/fundable?hsLang=en#equity-campaigns)
    - [Creating a Fundable Profile](https://help.startups.com/knowledge/fundable?hsLang=en#creating-a-fundable-profile)
    - [Investors](https://help.startups.com/knowledge/fundable?hsLang=en#investors)
    - [Legal](https://help.startups.com/knowledge/fundable?hsLang=en#legal)
    - [Payments & Fees](https://help.startups.com/knowledge/fundable?hsLang=en#payments-fees)
- [Clarity.fm](https://help.startups.com/knowledge/clarity-fm?hsLang=en#main-content)

    - [General](https://help.startups.com/knowledge/clarity-fm?hsLang=en#general)
    - [Calls](https://help.startups.com/knowledge/clarity-fm?hsLang=en#calls)
    - [Member FAQs](https://help.startups.com/knowledge/clarity-fm?hsLang=en#member-faqs)
    - [Expert FAQs](https://help.startups.com/knowledge/clarity-fm?hsLang=en#expert-faqs)
    - [Privacy & Security](https://help.startups.com/knowledge/clarity-fm?hsLang=en#privacy-security)
    - [Payments & Fees](https://help.startups.com/knowledge/clarity-fm?hsLang=en#payments-fees)
    - [Getting Started on Clarity](https://help.startups.com/knowledge/clarity-fm?hsLang=en#getting-started-on-clarity)
    - [Your Clarity Account](https://help.startups.com/knowledge/clarity-fm?hsLang=en#your-clarity-account)
    - [Frequently Asked Questions](https://help.startups.com/knowledge/clarity-fm?hsLang=en#frequently-asked-questions)
- [Bizplan](https://help.startups.com/knowledge/bizplan?hsLang=en#main-content)

    - [Customizing Plan](https://help.startups.com/knowledge/bizplan?hsLang=en#customizing-plan)
    - [Getting Started](https://help.startups.com/knowledge/bizplan?hsLang=en#getting-started)
    - [Managing Account](https://help.startups.com/knowledge/bizplan?hsLang=en#managing-account)
    - [Finance](https://help.startups.com/knowledge/bizplan?hsLang=en#finance)
    - [Support](https://help.startups.com/knowledge/bizplan?hsLang=en#support)
    - [Companies](https://help.startups.com/knowledge/bizplan?hsLang=en#companies)
    - [Publishing](https://help.startups.com/knowledge/bizplan?hsLang=en#publishing)
- [Launchrock](https://help.startups.com/knowledge/launchrock?hsLang=en#main-content)

    - [Custom URLs / DNS Settings / Using Your Domain](https://help.startups.com/knowledge/launchrock?hsLang=en#custom-urls-dns-settings-using-your-domain)
    - [General Questions](https://help.startups.com/knowledge/launchrock?hsLang=en#general-questions)
    - [Getting Started on Launchrock](https://help.startups.com/knowledge/launchrock?hsLang=en#getting-started-on-launchrock)
    - [Video Tutorials](https://help.startups.com/knowledge/launchrock?hsLang=en#video-tutorials)
    - [Your Launchrock Account](https://help.startups.com/knowledge/launchrock?hsLang=en#your-launchrock-account)
    - [Payments & Fees](https://help.startups.com/knowledge/launchrock?hsLang=en#payments-fees)

- [Blog](https://help.startups.com/blog)

[![Chill listening crop-3](https://help.startups.com/hs-fs/hubfs/startupscom-logo-420.png?width=84&height=24&name=startupscom-logo-420.png "Chill listening crop-3")](https://startups.com)

Copyright © 2026, Startups.com